Mimo Flex

Keep the
cash flowing

Optimize your cash flow with our pre-approved credit line. Mimo Flex has your back.

Trusted by UK based SMEs, Accountants & Bookkeepers

Trusted by UK based SMEs, Accountants & Bookkeepers

Trusted by UK based SMEs, Accountants & Bookkeepers

How it works

How it works

How it works

01

Connect your accounting platform & bank account

Sign up for Mimo on our website and opt in to Flex by connecting your accounting platform and bank account.

01

Connect your accounting platform & bank account

Sign up for Mimo on our website and opt in to Flex by connecting your accounting platform and bank account.

01

Connect your accounting platform & bank account

Sign up for Mimo on our website and opt in to Flex by connecting your accounting platform and bank account.

01

Connect your accounting platform & bank account

Sign up for Mimo on our website and opt in to Flex by connecting your accounting platform and bank account.

02

Receive up to £500k facility within 48h

Mimo analyses your data and provides a facility size and fee offer within 48h. In some cases, we may follow up with a few questions to clarify your data.

02

Receive up to £500k facility within 48h

Mimo analyses your data and provides a facility size and fee offer within 48h. In some cases, we may follow up with a few questions to clarify your data.

02

Receive up to £500k facility within 48h

Mimo analyses your data and provides a facility size and fee offer within 48h. In some cases, we may follow up with a few questions to clarify your data.

02

Receive up to £500k facility within 48h

Mimo analyses your data and provides a facility size and fee offer within 48h. In some cases, we may follow up with a few questions to clarify your data.

03

Only pay for what you use, no PGs

Flex pricing is tailored per company, usually 1.5–2.5% of capital used monthly. £100 drawn → ~£102 repaid. No setup or facility fees, and no personal or director guarantees.

03

Only pay for what you use, no PGs

Flex pricing is tailored per company, usually 1.5–2.5% of capital used monthly. £100 drawn → ~£102 repaid. No setup or facility fees, and no personal or director guarantees.

03

Only pay for what you use, no PGs

Flex pricing is tailored per company, usually 1.5–2.5% of capital used monthly. £100 drawn → ~£102 repaid. No setup or facility fees, and no personal or director guarantees.

03

Only pay for what you use, no PGs

Flex pricing is tailored per company, usually 1.5–2.5% of capital used monthly. £100 drawn → ~£102 repaid. No setup or facility fees, and no personal or director guarantees.

04

Auto-reconciled Direct Debit repayments

With Flex, Mimo pays your supplier upfront. You repay later via automated Direct Debit—fee included. All repayments are visible in Mimo and auto-reconciled in your accounting platform.

04

Auto-reconciled Direct Debit repayments

With Flex, Mimo pays your supplier upfront. You repay later via automated Direct Debit—fee included. All repayments are visible in Mimo and auto-reconciled in your accounting platform.

04

Auto-reconciled Direct Debit repayments

With Flex, Mimo pays your supplier upfront. You repay later via automated Direct Debit—fee included. All repayments are visible in Mimo and auto-reconciled in your accounting platform.

04

Auto-reconciled Direct Debit repayments

With Flex, Mimo pays your supplier upfront. You repay later via automated Direct Debit—fee included. All repayments are visible in Mimo and auto-reconciled in your accounting platform.

Pay Later with Mimo Flex

Say goodbye to cash flow headaches. Pay suppliers up to 60 days later with our pre-approved credit line, so you have more cash on hand to invest when and where it matters.

Access credit limits of up to £500,000.

* Example rates are displayed

Unlock discounts with suppliers

Offer suppliers upfront payments against a discount on their products. Mimo pays them in your name, while you pay us back later, and can pocket a margin improvement.

Smart, but effortless.

Offer suppliers upfront payments against a discount on their products. Mimo pays them in your name, while you pay us back later, and can pocket a margin improvement.


Smart, but effortless.

Offer suppliers upfront payments against a discount on their products. Mimo pays them in your name, while you pay us back later, and can pocket a margin improvement.


Smart, but effortless.

Coming soon

Cash flow insights

Keep an overview of all your money-in and money-out via one unified interface. Get relevant, tailored insights on late payments, overdue supplier invoices and potential impact on cash flow. Take action with a single click.

Coming soon

Spend insights & benchmarks

Understand your business' performance with benchmarking. Analyse your spending insights data and identify improvement opportunities to action.

Coming soon

Instant payouts at your fingertips

Take the stress out of waiting for customer invoices to be paid. Access Instant Payouts on outstanding invoices against a fixed, transparent fee. Smooth cash flow pinch points with just a click.

More products from Mimo

More products from Mimo

More products from Mimo

Customer stories

Customer stories

Customer stories

Saving time and boosting cash flow with easy payments | Retail & FMCG
Jeremy May, Co-founder Nice Drinks
Improving client relationships with AP automation | Accountant
Rob Johns, Arjay Consulting

Questions & answers

Questions & answers

Questions & answers

What is Mimo?

Mimo is an easy-to-use tool for SMEs, accountants and bookkeepers to manage incoming & outgoing business payments. Access a cost-effective, unified payments platform with pre-approved credit built-in. Money-in and money-out is effortless with Mimo.

What is Mimo?

Mimo is an easy-to-use tool for SMEs, accountants and bookkeepers to manage incoming & outgoing business payments. Access a cost-effective, unified payments platform with pre-approved credit built-in. Money-in and money-out is effortless with Mimo.

What is Mimo?

Mimo is an easy-to-use tool for SMEs, accountants and bookkeepers to manage incoming & outgoing business payments. Access a cost-effective, unified payments platform with pre-approved credit built-in. Money-in and money-out is effortless with Mimo.

Why should I use Mimo?
Why should I use Mimo?
Why should I use Mimo?
Is Mimo for me?
Is Mimo for me?
Is Mimo for me?
Effortless business payments,
with credit built-in.
Effortless business payments, with credit built-in.
Effortless business payments, with credit built-in.