5.0 Stars on Xero app store

Payments & financing on autopilot

Too much payment admin, not enough cash flow clarity? Automate payments and access flexible, affordable credit - all in one place.

5.0 Stars on Xero app store

Payments & financing on autopilot

Too much payment admin, not enough cash flow clarity? Automate payments and access flexible, affordable credit - all in one place.

5.0 Stars on Xero app store

Payments & financing on autopilot

Too much payment admin, not enough cash flow clarity? Automate payments and access flexible, affordable credit - all in one place.

Trusted by UK based businesses, Accountants & Bookkeepers

Trusted by UK based businesses, Accountants & Bookkeepers

Trusted by UK based businesses, Accountants & Bookkeepers

All your payments and cash flow needs, sorted

Save hours on payments ops. Automate payments from invoice processing to execution. Seamless collaboration across internal and external teams. No tool-switching.

Easy access to affordable credit. Access credit lines of £5k - £1m to pay suppliers up to 90 days later and smooth out cash flow.

Clean books, zero effort. Process all payments in one place. That means auto-reconciled books, a real-time view of cash flow and fewer headaches at month-end.

Set up in minutes. Automate for good.

Set up in minutes. Automate for good.

Explore our product tour

01

Set up your account

Submit your details, connect your accounting software and request credit if needed. Receive your offer as soon as your account is approved.

01

Set up your account

Submit your details, connect your accounting software and request credit if needed. Receive your offer as soon as your account is approved.

01

Set up your account

Submit your details, connect your accounting software and request credit if needed. Receive your offer as soon as your account is approved.

02

Streamline workflows

Invite your team, set up approval flows, and batch invoices into efficient pay runs that work the way you need them to.

02

Streamline workflows

Invite your team, set up approval flows, and batch invoices into efficient pay runs that work the way you need them to.

02

Streamline workflows

Invite your team, set up approval flows, and batch invoices into efficient pay runs that work the way you need them to.

03

Get cashflow control

With all payments in one place, you’ll always know when cash is running low - and when it’s time to put your credit line to work.

03

Get cashflow control

With all payments in one place, you’ll always know when cash is running low - and when it’s time to put your credit line to work.

03

Get cashflow control

With all payments in one place, you’ll always know when cash is running low - and when it’s time to put your credit line to work.

Trusted by UK businesses & finance professionals like

Trusted by hundreds

UK companies

Trusted by hundreds

UK companies

Get back to business with effortless payments

Save time and money with a cost-effective
payments platform with pre-approved credit.

Businesses

Accountants & Bookkeepers

Save time & money

8h

/ week

Save up to 8h per week on automated payments processing & reconciliation.

Control cash flow

1 sec

Access flexible working capital finance instantly, when paying suppliers. No complex paperwork.

Focus on what matters

1 tool

Stop switching tools. Get all things payments and cash flow in one tool, and get back to work.

Get back to business with effortless payments

Save time and money with a cost-effective payments platform with pre-approved credit.

Businesses

Accountants & Bookkeepers

Save time & money

8h

/ week

Save up to 8h per week for you or your clients with automated payments & reconciliation.

Broaden your offering

50%

Earn up to 50% more revenue per client from payments, cash flow and credit control services.

Build deeper relationships

1x

/ quarter week

Get happier clients with effortless payments. Add value continuously for deeper relationships.

Get back to business with effortless payments

Save time and money with a cost-effective
payments platform with pre-approved credit.

Businesses

Accountants & Bookkeepers

Save time & money

8h

/ week

Save up to 8h per week for you or your clients with automated payments & reconciliation.

Broaden your offering

50%

Earn up to 50% more revenue per client from payments, cash flow and credit control services.

Build deeper relationships

1x

/ quarter week

Get happier clients with effortless payments. Add value continuously for deeper relationships.

Packed with the features you need

The easy way to run your business

Batch pay effortlessly

Combine multiple invoices from the same supplier into a single payment. Mix currencies in the same batch.

Simplify approval flows

Easily set up tiered roles & approval flows for seamless collaboration across directors, finance teams, accountants or bookkeepers.

International payments

Save up to 3% on FX and make international payments effortless with multi-currency accounts.

Payroll like a pro

Export details from your payroll software, upload, set the pay date and relax.

Automate billing & collections

Sync with Xero / QuickBooks and send beautiful payment requests with automated reminders. See all statuses in your dashboard. Sit back, relax, get paid.

Automate reconciliation

Whether you’re getting paid through bank transfer, direct debit or card, we’ll have your books automatically up to date. No more manual reviews.

Offer flexible payment methods

Make it easier for customers to pay with flexible payment methods and terms. Offer local payment details abroad for faster processing.

Share live payment portals

Let customers access a live, digital statement of outstanding receivables. No more xls or csv statements over email.

The easy way to financial peace of mind

The easy way to financial peace of mind

Ready to transform
your finances?

Ready to transform
your finances?

Start creating your account for free, or book a call with sales to receive support on getting set up.

Start creating your account for free, or book a call with sales to receive support on getting set up.

Questions & answers

What is Mimo?

Mimo is an easy-to-use tool for businesses, accountants and bookkeepers to manage incoming & outgoing business payments. Access a cost-effective, unified payments platform with pre-approved credit built-in. Money-in and money-out is effortless with Mimo.

What is Mimo?

Mimo is an easy-to-use tool for businesses, accountants and bookkeepers to manage incoming & outgoing business payments. Access a cost-effective, unified payments platform with pre-approved credit built-in. Money-in and money-out is effortless with Mimo.

What is Mimo?

Mimo is an easy-to-use tool for businesses, accountants and bookkeepers to manage incoming & outgoing business payments. Access a cost-effective, unified payments platform with pre-approved credit built-in. Money-in and money-out is effortless with Mimo.

Why should I use Mimo?
Why should I use Mimo?
Why should I use Mimo?
Is Mimo for me?
Is Mimo for me?
Is Mimo for me?
Effortless business payments,
with credit built-in.
Effortless business payments, with credit built-in.

All your payments and cash flow needs, sorted

Save hours on payments ops. Automate payments from processing to execution. Seamless collaboration across internal and external teams. No tool-switching required.

Easy access to affordable credit. Draw down on a pre-approved credit line when needed. Pay suppliers later, unlock early payment discounts and smooth out cash flow.

Clean books, zero effort. Process all payments in one place. That means auto-reconciled books, a real-time view of cash flow and fewer headaches at month-end.